Merchant Services

of Alabama

Payment Processing for Businesses in Alabama

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credit card processing services

Alabama Payment Processing for Businesses

The days of being a cash-only business are long gone. Unless they are at a neighbor kid’s lemonade stand, consumers expect to have the option of paying by credit card wherever they go. If your business needs card processing, Merchant Services of Alabama is here to help.


Companies of any size, from sole proprietorships to nationwide corporations, rely on us for their credit card processing. We provide the best merchant services around with credit card processing fees that won’t ruin your bottom line. 


Our payment processing is ideal for small businesses, restaurants, franchised companies, business to business models, non-profits, direct sales, trade shows, and more.


Merchant Services of Alabama is one of the best merchant services providers in the country. We make it simple and cost-effective for you to accept credit cards at your business. You will see increased sales and more profit once you can bring your company into the modern marketplace.

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Credit Card Processing for Small Business

It can be challenging for mom-and-pop businesses to compete with more prominent companies if they don’t accept debit and credit card payments. Customers want the convenience of not carrying cash with them, especially as ATM fees steadily rise. And of course, if you have an online presence for your business, you must be able to process credit cards. 


But many small business owners quickly discover that the processing fees can consume their profits. They may find themselves in a catch-22 situation. They need to accept credit cards to make more sales, but they can’t afford the outrageous fees.


Merchant Services of Alabama is on your side. Since we have the lowest credit card processing fees around, we offer the best way to accept credit cards for small businesses. Increase your sales, retain your profit, and create happy customers.


Cash Discount Program

One of the best ways to keep more money in your pocket as a small business owner is to provide a cash discount program. This system rewards your customers for paying in cash by offering them cash-only prices. Those who choose to pay with a card have a service fee added to the transaction. 


With our cash discount program, you reduce the amount of money you pay in fees and keep more cash on hand. You will not need to make any other significant updates. Our merchant services equipment will handle it for you. Here are some answers to frequently asked questions:


Is a Cash Discount Program the Same as a Surcharge?

Although a surcharge is very similar to a cash discount, it is not quite the same. A surcharge raises the cost of the product for those paying with a card. In a cash discount program, the posted price is what a customer pays when using cash. You add an extra fee for those paying with cards to offset much of your processing fees.


When you choose to include a surcharge, you can only do so on credit card purchases. In our cash discount program, however, you can tack the service fee onto any non-cash payment. This works for debit, credit, and gift cards.


Do I Have to Change All of My Prices?

Your posted prices can remain as they are. These are your cash-only prices. Our equipment adds in the additional service fee for shoppers who choose to use debit and credit cards.


How Will My Customers Know About the Service Fee?

We will provide some simple signs to place near the cash register and in a few spots around your store. The signs will notify customers that the added fee will show up in their transactions.


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Restaurant Credit Card Processing

Owning a restaurant is not a simple job. With incredibly high overhead, significant expense to maintain a staff, and highly perishable product, the costs can become overwhelming. Most restaurants do not make it into their third year of operation.


But the good news is that with payment processing from Merchant Services of Alabama, you can beat the odds. You will be able to keep more of your hard-earned money in your pocket. We offer the lowest processing fees and the best credit card terminals for restaurants.


Whether you have a drive-thru coffee kiosk, a small-town bakery, a food cart, or a full sit-down restaurant, we have the best options around. You will enjoy low fees and the highest-quality equipment to keep your restaurant moving forward.


Mobile Credit Card Processing Technology


Not every business has a permanent brick and mortar location. Merchant Services of Alabama is one of the top payment processing companies for temporary and mobile merchant needs. Take your business on the road with our mobile technology. 


You will be able to accept payments no matter where you are with our card readers. Simply attach a reader to your mobile device, and then you will be ready to go. Our portable processing equipment is perfect for trade shows, festivals, holiday vendor events, food cart pods, auctions, pop-up shops, and more.


Our technology and equipment also allow you to take online payments for virtual sales. This option is perfect for purchases through your website. It is also the right choice for B2B and those who offer professional services. Any company that wants to take payments over the phone or online can use this technology.


Retail Credit Card Processing


Regardless of what you sell, offering credit card options is critical to your retail company’s success. Consumers expect this to be available everywhere they shop. Make the best choice for your business by choosing Merchant Services of Alabama. 


We offer the highest-quality terminals and technology so that you will enjoy smooth, successful transactions. And since our processing fees are the lowest around, your business can enjoy more of its hard-earned profit. And if you opt to use our cash discount program, you will save even more.


Your Dollars in Your Pocket

You have worked to build your business, and you deserve to keep as many of your dollars as possible. Let Merchant Services of Alabama help you keep your customers happy and money in your pocket. Reach out today to learn about our low fees and cash discount program.

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